Using Generic Drugs

A Prescription for Savings
Today, it seems like there is a medication to treat just about any condition. However, those medications come at a cost. Pharmaceutical companies invest a great deal in research, development, and advertising for medications—and they pass those costs on to consumers.

So what's the best way to save on your prescriptions? First, talk with your doctor about generic alternatives for your medications. Generic medications must pass through the same U.S. Food and Drug Administration (FDA) approval process as brand name ones. The FDA ensures that all generic medications have the same active ingredients, strength, and form (e.g., pill, liquid, injection) as their brand-name versions. Inactive ingredients such as colorings and fillers (which differ between brand-name and generic medications) must also meet strict FDA standards.

Generic medications cost less because they only become available after the patent for a brand-name drug expires. Sellers of generic medications therefore avoid the research and development and advertising costs of a brand-name medication. As a result, generic medications are considerably less expensive to produce and market.

The next way to save on your prescriptions is to use our Mail Service Pharmacy program. With Mail Service Pharmacy, you can order up to a 90-day supply of most maintenance medications, but pay the 30-day supply copayment.