Medical Plans
HMO Plans
HMO Blue offers a range of coverage levels and access to a statewide or New England network to meet your client needs.
PPO Plans
Members get access to the Blue Cross Blue Shield national network with no referrals for a flexible coverage solution.
POS Plans
Combines the benefits of an HMO with the ability for members to self refer for care at higher costs. Blue Choice plans offer access to statewide or New England provider networks.
Tiered Network/Blue Options
These PPO or HMO plans feature tiered provider networks that encourage members to consider cost and quality when choosing providers through cost-sharing.
Open Access Plans
These plans give members the ability to self refer within the network, with higher employee cost-sharing for specialist services.
Indemnity Plans
Delivers the maximum freedom of choice to obtain services if they are medically necessary to diagnose or treat a condition.
