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Indemnity

Indemnity plans do not require a primary care provider (PCP) or referrals and cover most medically necessary services needed to diagnose or treat a condition. The majority of the plan designs include an annual deductible that must be met before any benefits are paid and then require members to pay co-insurance.

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Blue Cross Blue Shield of Massachusetts

Blue Cross Blue Shield of Massachusetts is an Independent Licensee of the Blue Cross and Blue Shield Association.
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