Blue Links for Employers

Coverage Options

These days, you need to manage your premium, help keep your employees healthy, and plan for the future, all while keeping everyone happy and productive.

And you may need more than just the standard plan choices to meet your needs.

We have the range of plans and services that can meet all of your specific needs and give you the flexibility and control you don't get with some other carriers.

Network-focused products
Two of our most exciting plans save you money and allow you to offer your employees access to rich benefits when they choose high-performing hospitals and doctors.

  • Blue Options — Save up to 18 percent off current costs
    Primary care providers and hospitals are divided into three levels based on their cost and quality scores. Members save money when they choose higher-performing hospitals and doctors.

    See the benefit highlights
Blue Options Highlights
Benefit Enhanced Standard Basic
Deductible $0 $250 - Individual
$750 - Family
Primary Care Provider Visit $15 $20 $35
Specialist Care Visit $35 $35 $35
Inpatient Hospital $300 $300 after deductible $700 after deductible
Outpatient Hospital/Day Surgery $300 $300 after deductible $700 after deductible
High-Tech Radiology $50 $50 after deductible $450 after deductible
Laboratory $0 $0 after deductible $0 after deductible
X-Rays / Other Imaging $0 $0 after deductible $0 after deductible
Physical (PT), Occupational (OT) & Speech Therapy $25 Physical Therapy and Occupational Therapy
$15 Speech Therapy
  • Hospital Choice Cost Share — Save up to 16 percent off current costs
    Members choose high-performing hospitals and save on their out-of-pocket costs. This feature has the flexibility to be combined with many of our plans.

    See the benefit highlights
Hospital Choice Cost Sharing Highlights
Benefit Lower Cost Share Hospitals Higher Cost Share Hospitals
Deductible $250 - Individual
$750 - Family
Primary Care Provider Visit $20
Specialist Care Visit $35
Inpatient Hospital $300 after deductible $1,300 after deductible
Outpatient Hospital/Day Surgery $150 after deductible $1,150 after deductible
High-Tech Radiology $100 after deductible $550 after deductible
Laboratory $0 after deductible $35 after deductible
X-Rays / Other Imaging $0 after deductible $100 after deductible
Physical (PT), Occupational (OT) & Speech Therapy $20 after deductible $55 after deductible
  • Network Blue® HMO Deductible — Save up to 12 percent off current costs
    With our new Network Blue HMO Deductible plan, you can get the savings you need through a deductible on most medical coverage and moderate copayments on other care. This newly developed product directly meets the benefits and cost savings benchmark for cities and towns noted in the new health care legislation.

    See the benefit highlights
Network Blue HMO Deductible Highlights
Benefit Network Providers
Deductible $250 - Individual
$750 - Family
Primary Care Provider Visit $20
Specialist Care Visit $35
Inpatient Hospital $300 after deductible
$700 after deductible at higher cost share hospitals
Outpatient Hospital/Day Surgery $150 after deductible
High-Tech Radiology $100 after deductible
Laboratory $0 after deductible
X-Rays / Other Imaging $0 after deductible
Physical (PT), Occupational (OT) & Speech Therapy $20

Simplify your insurance solution with us
We can meet all your insurance needs, simplifying administration and saving you time.

  • Dental Blue — Our premier dental plan is not only affordable, but it's flexible enough to meet your needs.

  • Life and Disability through Indigo Insurance. We offer life, disability, accident and other ancillary insurance coverage in one easy to administer package.

  • Retiree Coverage — We also offer a full range of Medex®' plans that provide comprehensive coverage as well as additional benefits that supplement Medicare Part A and Part B services (i.e., office visits, ambulance services, durable medical equipment).
Blue Cross Blue Shield of Massachusetts

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