Is Your Organization Ready for Consumer Choice Blue?

Consumer Choice Blue is a consumer-directed health solution that engages employees in their health and health care finance through the use of deductible-based health insurance and personal spending accounts.

For this new type of health plan to be effective, a new level of commitment is needed from employers and employees alike. This quiz can help you assess your organization’s readiness.

If you have any questions, contact your Account Executive or Broker.

Your Organization
1. Is your executive management supportive and committed to consumer-driven health care?
Yes   No
2. Is your company willing to increase funds and resources dedicated to health plan education and communication to ensure the health plan’s effectiveness?
Yes   No
3. Is your company willing to support wellness programs to help keep employees healthy and to control claims?
Yes   No
4. Is your company willing to offer a favorable contribution strategy to drive enrollment?
Yes   No
5. Does your company have a clear strategy for health benefits and costs?
Yes   No
Your Employees
6. Do your employees understand their current plan and its benefits?
Yes   No
7. Are your employees comfortable using the Web, and do they have access to it?
Yes   No
8. Are your employees willing to accept a plan that has higher out-of-pocket costs in exchange for lower premiums?
Yes   No
9. Does a large percentage of your employees participate in a 401(k)?
Yes   No
10. Are your employees financially prepared to pay a deductible of as much as $1,500?
Yes   No