Blue MedicareRx (PDP) plans are standalone Medicare Part D prescription drug plans (PDP) and are available to Medicare beneficiaries living in Massachusetts.
To learn more about Blue MedicareRx (PDP), or to learn if your medications are covered under the Blue MedicareRx (PDP) formularyA list of certain drugs and their proper dosages. In some Medicare health plans, doctors must order or use only drugs listed on the health plan's formulary. , you can visit the Blue MedicareRx (PDP) website.
Some things to consider:
Part D is offered through standalone prescription drug plans and Medicare Advantage PlansA health plan, such as a Medicare managed care plan (HMO or PPO) or Private Fee-for-Service plan offered by a private company with a Medicare contract. An alternative to the Original Medicare Plan. . You may only have one Part D plan at a time
If you already have a Medicare Advantage plan with Part D coverage (Medicare HMOA type of Medicare managed care plan where a group of doctors, hospitals, and other health care providers agree to give health care to Medicare beneficiaries for a set amount of money from Medicare every month. You usually must get your care from the providers in the plan. Blue or Medicare PPOA type of Medicare Advantage Plan in which you pay less if you use doctors, hospitals, and providers that belong to the network. You can use doctors, hospitals, and providers outside of the network for an additional cost. Blue plans) you won't need to purchase a prescription drug plan
If you are enrolled in a Medicare Advantage plan and enroll in Blue MedicareRx, you will be automatically disenrolled from your Medicare Advantage plan
If you are eligible for and have not enrolled in any kind of Medicare Part D prescription plan, and you don't currently have creditable prescription coverage (that is a plan that covers at least as much as standard Medicare Part D prescription coverage), there are special rules for when you can join a Part D plan. The annual election period for Medicare Part D is from October 15 to December 7. In addition, there is another chance to join a Medicare Part D prescription drug plan. From January 1 through February 14, a member may disenroll from a Medicare Advantage plan and choose Original Medicare and a Part D plan.
If you do not enroll during the annual enrollment period or when you become eligible, your premiumThe periodic payment to Medicare, an insurance company, or a health care plan for health care or prescription drug coverage. cost may go up for every month that you wait to join or do not obtain coverage. This penaltyAn amount added to your monthly premium for Medicare Part B, or for a Medicare Prescription Drug Plan, if you don't join when you're first able to. You pay this higher amount as long as you have Medicare. There are some exceptions. is imposed by the federal government. For more information about the premium penalty, please visit the Medicare website's Frequently Asked Questions section.