Medicare PPO Blue PlusRx (PPO)

Download 2013 Summary of Benefits

Benefits at a Glance

 

Medicare PPO BlueSM PlusRx

Monthly Plan Premium

$136.101

Plan Information

In-Network

Out-of-Network

Medical

Doctor Office Visits

$0—$15 copay

$0—$40 copay2

Specialist Office Visits

$0—$30 copay

$0—$40 copay2

Medicare Preventive Services

$0 copay

$0—$40 copay or 20% of the cost2

Annual Medical Out-of-Pocket Maximum

In-network: $3,400 for Medicare-covered services
Combined in and out-of-network: $5,100 for Medicare-covered services

Inpatient Care

Days 1—5: $150 copay per day
$750 annual out-of-pocket maximum

20% of the cost2

Outpatient Hospital Care / Surgery

$0—$100 copay

20% of the cost2

Diagnostic Procedures, Tests and Lab Services

$0 copay for lab; $100 copay for certain high-tech imaging, and $0 copay for X-rays and other diagnostic tests

20% of the cost2

Emergency Care

$0—$65 copay

$0—$65 copay

Other Preventive Services

Annual Routine Vision Exam

$30 copay for 1 routine test per year

$40 copay2 for 1 routine test per year

Eyeglasses Benefit

$150 limit for eyewear every two years

$150 limit2 for eyewear every two years

Annual Routine Hearing Exam

$15—$30 copay for 1 routine test per year

$40 copay2 for 1 routine test per year

Hearing Aid Benefit

Up to $400 limit every 3 years

Up to $400 limit2 every 3 years

Annual Fitness Benefit

$150 toward fitness club membership per year

$1502 toward fitness club membership per year

Weight Loss Benefit

Up to $150 toward fees paid for qualified Weight Watchers®'' or hospital-based weight loss programs

Up to $1502 toward fees paid for qualified Weight Watchers®'' or hospital-based weight loss programs

Prescription Drug Coverage

Cost

Annual Deductible

$0

Initial Coverage

30-day retail

90-day mail order

Tier 1: Preferred Generic
Tier 2: Non-Preferred Generic
Tier 3: Preferred Brand
Tier 4: Non-Preferred Brand
Tier 5: Specialty Drugs

$6 copay
$12 copay
$45 copay
$90 copay
30% of the cost

$6 copay
$24 copay
$90 copay
$180 copay
30% of the cost

Coverage Gap

For covered generics, you pay 79% of the plan's costs. For covered brand drugs, you pay no more than 47.5% of the plan's costs (excluding dispensing fees)

Catastrophic Coverage

You pay the greater of:
$2.65 copay for generics or drugs treated like generic drugs
$6.60 copay for brands
5% of the cost

1. Your monthly premium will be different if you qualify for Extra Help from Medicare.

2. After you pay your $500 out-of-network annual deductible for most Medicare-covered services (a separate office visit copay may apply).

As a Medicare PPO Blue PlusRx plan member you get additional benefits beyond Original Medicare, such as:

  • Coverage for routine hearing exams and vision care

  • Allowances toward hearing aids and eyewear

  • Routine preventive dental care

  • Prevention and wellness programs

  • Worldwide coverage for emergency care

Medicare PPO Blue PlusRx also offers Medicare Part D prescription coverage. This makes it easy for you to get your medical and prescription benefits from one plan. See Medicare Advantage Prescription Coverage for more information.

Visitor/Travel Program

Medicare PPO Blue PlusRx offers a Visitor/Travel Program which includes in-network benefits and cost-sharing when you receive treatment for covered services from participating Blue Medicare Advantage PPO network providers outside of Massachusetts in the following states: Alabama, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Indiana, Kentucky, Maine, Michigan, Missouri, Nevada, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and West Virginia.

Under Medicare Advantage rules, if you are absent from the service area for more than six (6) consecutive months, you must be disenrolled. However, in areas where we offer the Visitor/Travel Program, you may remain in the plan while out of our service area for up to twelve (12) months.

In some cases, network providers are available in select areas of the state.

To locate a participating network provider, you can:

  • Call the Member Service phone line during regular business hours, or

  • Call 1-800-810-BLUE (2583) (TTY: 1-800-522-1254), to find a Blue Medicare Advantage PPO provider, or

  • Visit the Doctor Hospital Finder to find a Blue Medicare Advantage PPO provider.

Summary of Benefits and Evidence of Coverage