Download 2013 Summary of Benefits
|
|
Medicare PPO BlueSM PlusRx |
||
|---|---|---|---|
|
Monthly Plan Premium |
$136.101 |
||
|
Plan Information |
In-Network |
Out-of-Network |
|
|
Medical |
|||
|
Doctor Office Visits |
$0—$15 copay |
$0—$40 copay2 |
|
|
Specialist Office Visits |
$0—$30 copay |
$0—$40 copay2 |
|
|
Medicare Preventive Services |
$0 copay |
$0—$40 copay or 20% of the cost2 |
|
|
Annual Medical Out-of-Pocket Maximum |
In-network: $3,400 for Medicare-covered services |
||
|
Inpatient Care Health care that you get when you are admitted to a hospital. |
Days 1—5: $150 copay per day |
20% of the cost2 |
|
|
Outpatient Hospital Care Medical or surgical care that Medicare Part B helps pay for and does not include an overnight hospital stay. |
$0—$100 copay |
20% of the cost2 |
|
|
Diagnostic Procedures, Tests and Lab Services |
$0 copay for lab; $100 copay for certain high-tech imaging, and $0 copay for X-rays and other diagnostic tests |
20% of the cost2 |
|
|
Emergency Care |
$0—$65 copay |
$0—$65 copay |
|
|
Annual Routine Vision Exam |
$30 copay for 1 routine test per year |
$40 copay2 for 1 routine test per year |
|
|
Eyeglasses Benefit |
$150 limit for eyewear every two years |
$150 limit2 for eyewear every two years |
|
|
Annual Routine Hearing Exam |
$15—$30 copay for 1 routine test per year |
$40 copay2 for 1 routine test per year |
|
|
Hearing Aid Benefit |
Up to $400 limit every 3 years |
Up to $400 limit2 every 3 years |
|
|
Annual Fitness Benefit |
$150 toward fitness club membership per year |
$1502 toward fitness club membership per year |
|
|
Weight Loss Benefit |
Up to $150 toward fees paid for qualified Weight Watchers®'' or hospital-based weight loss programs |
Up to $1502 toward fees paid for qualified Weight Watchers®'' or hospital-based weight loss programs |
|
|
Prescription Drug Coverage |
Cost |
||
|
Annual Deductible |
$0 |
||
|
Initial Coverage $2,970 initial coverage limit (includes your copayments and payments made by the Plan) for covered prescriptions. |
30-day retail |
90-day mail order |
|
|
Tier 1: Preferred Generic |
$6 copay |
$6 copay |
|
|
Coverage Gap After your total prescription drug costs reach the $2,970 initial coverage limit and before they reach $4,750 in out-of-pocket costs. |
For covered generics, you pay 79% of the plan's costs. For covered brand drugs, you pay no more than 47.5% of the plan's costs (excluding dispensing fees) |
||
|
Catastrophic Coverage Takes effect after you have paid $4,750 in out-of-pocket prescription costs. |
You pay the greater of: |
||
1. Your monthly premium will be different if you qualify for Extra Help from Medicare.
2. After you pay your $500 out-of-network annual deductible for most Medicare-covered services (a separate office visit copay may apply).
As a Medicare PPO Blue PlusRx plan member you get additional benefits beyond Original Medicare, such as:
Coverage for routine hearing exams and vision care
Allowances toward hearing aids and eyewear
Routine preventive dental care
Prevention and wellness programs
Worldwide coverage for emergency care
Medicare PPO Blue PlusRx also offers Medicare Part D prescription coverage. This makes it easy for you to get your medical and prescription benefits from one plan. See Medicare Advantage Prescription Coverage for more information.
Medicare PPO Blue PlusRx offers a Visitor/Travel Program which includes in-network benefits and cost-sharing when you receive treatment for covered services from participating Blue Medicare Advantage PPO network providers outside of Massachusetts in the following states: Alabama, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Indiana, Kentucky, Maine, Michigan, Missouri, Nevada, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and West Virginia.
Under Medicare Advantage rules, if you are absent from the service area for more than six (6) consecutive months, you must be disenrolled. However, in areas where we offer the Visitor/Travel Program, you may remain in the plan while out of our service area for up to twelve (12) months.
In some cases, network providers are available in select areas of the state.
To locate a participating network provider, you can:
Call the Member Service phone line during regular business hours, or
Call 1-800-810-BLUE (2583) (TTY: 1-800-522-1254), to find a Blue Medicare Advantage PPO provider, or
Visit the Doctor Hospital Finder to find a Blue Medicare Advantage PPO provider.
Save Money with Social Service CheckUp®. See what programs you might qualify for.