How does the new federal health care reform change requirements for providing health coverage to dependents?
Who is included as an adult dependent under the new reform law?
Does this law grant coverage to children under the age of 26 who are not currently covered under an existing policy?
Does the law require adult dependents be dependents as defined by the IRS?
Is the requirement up to age 26 or through age 26 (and to age 27)?
Does the law require adult dependents be full-time students?
Does the law require my company to offer dependent coverage?
My company's plan covers dependents. Does the law require my company to provide coverage for dependents to age 26 even when they are married?
Does the law require coverage for children of dependent children (i.e., grandchildren)?
Can my company apply a rate surcharge for new adult dependents?
Does my company have to offer COBRA when adult dependents reach age 26?
Does an adult dependent under age 26 and on COBRA have the right to re-enroll based on his or her age?
This information is provided for informational purposes only and does not constitute legal advice. Please consult your legal counsel regarding your specific situation.
Please note that this content is only intended to describe national health care reform requirements under the Patient Protection and Affordable Care Act (PPACA). It does not address Massachusetts law requirements or the potential impact of Massachusetts law on federal PPACA requirements.
For purposes of PPACA implementation, Blue Cross Blue Shield of Massachusetts assumes the plan year is the policy year, unless an account notifies us otherwise.