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Health Care Reform for

This historic legislation will mean important and sweeping changes to the health care system that will affect almost everyone in a wide variety of ways. The bulk of these changes are scheduled to take effect in 2014, but many are being implemented now and in the months ahead. We can explain how they will apply to your individual situation.

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Provisions That Apply to

Here is an overview of important provisions in health care reform and when they will take effect.

Provisions Taking Effect in 2013

Frequently Asked Questions

National health care reform affects just about everyone in the country, including brokers, employers and individuals. For answers to your questions about how it will affect you, click on the links below.

For More Information

Want to learn more about how health care reform will affect your business? Here are helpful links to the information you need.

The Health Connector

Massachusetts residents can visit the Health Connector to compare and purchase health insurance.

Subsidy Calculator

Use the subsidy calculator to find out if you qualify for lower cost insurance at an online exchange.


If you live outside of Massachusetts, go to the Health Insurance Marketplace to find out how to purchase health insurance from an exchange.

AskBlue Health Care Reform

A personal guide to understanding health care reform basics.