The Preferred Provider Organization (PPO) plan offers access to the Blue Cross Blue Shield national network with no referrals for a flexible coverage solution.

You can go almost anywhere for care without a referral, but your costs are lower when you use in-network, preferred providers.

This plan has a deductible of $375 per member and $875 per family.

When traveling nationally, if the provider is a member of the local Blue Cross network, you will be covered at the in-network level of benefits. If the provider is not, you will be covered at the out-of-network level of benefits.

When traveling internationally, you are covered through the BlueCard Worldwide network. This network lets you get doctor and hospital care from participating providers around the world. If you need to locate a doctor or hospital—or need medical assistance—call the BlueCard Worldwide Service Center at 1-800-810-BLUE (2583). You can also visit www.bcbs.com for a complete list of BlueCard Worldwide doctors and hospitals.